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Terms & Conditions

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Last Updated: February 2026

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1. Introduction

These Terms & Conditions (“Terms”) govern your use of the No Graft No Glory website and any consultancy, coaching, advisory, or digital services provided under the trading name No Graft No Glory.

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No Graft No Glory is a trading name of:

SSG Collective Ltd
Company Number: 16810187
Registered in England and Wales

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By accessing this website or engaging our services, you agree to these Terms.

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2. Website Use

All content on this website is provided for general information purposes only.

You agree not to:

  • Misuse the website

  • Attempt to gain unauthorised access

  • Copy or reproduce content without permission

  • Use materials for commercial purposes without consent
     

We may suspend access if misuse occurs.
 

3. NG³ Questionnaire & Digital Tools

Any diagnostic tools, questionnaires, downloads, or assessments (including the NG³ questionnaire):

  • Are provided for informational and educational purposes only

  • Do not constitute financial, legal, or regulated advice

  • Do not guarantee specific business outcomes
     

Results are guidance only and should not be relied upon as sole decision-making tools.
 

4. Consultancy & Coaching Services

Where you engage No Graft No Glory for consultancy, coaching, workshops, or advisory services:

  • Scope of work will be agreed in writing

  • Services are delivered on a professional advisory basis

  • You remain responsible for all business decisions
     

We provide structure, guidance, and operational frameworks. Implementation and outcomes remain your responsibility.
 

5. Fees & Payment

Fees will be agreed in writing prior to engagement.

Unless otherwise stated:

  • Payments are due upfront for one-off sessions

  • Retainers are billed monthly in advance

  • Late payments may result in paused services
     

We reserve the right to charge statutory interest on overdue invoices in accordance with UK law.
 

6. Cancellations & Refunds

Clarity or one-off sessions:

  • May be rescheduled with reasonable notice

  • Are non-refundable once delivered
     

Retainer or ongoing services:

  • Require written notice to terminate

  • Notice periods will be specified in engagement agreements
     

No refunds are issued for partially used periods unless required by law.
 

7. Intellectual Property

All materials, frameworks, templates, and methodologies (including NG³, CLARITY, CONTROL, CONSISTENCY) remain the intellectual property of SSG Collective Ltd.
 

Clients are granted a non-transferable licence to use materials for internal business purposes only.
 

Materials may not be copied, distributed, or resold without written permission.
 

8. Confidentiality

We treat client information as confidential.

You agree to:

  • Keep proprietary frameworks confidential

  • Not disclose internal documents or materials
     

This clause survives termination of engagement.
 

9. No Guarantee of Results

Business growth depends on multiple variables including market conditions, leadership decisions, team execution, and external factors.

We do not guarantee:

  • Revenue increases

  • Investment outcomes

  • Business growth levels

  • Commercial success
     

We provide advisory services only.
 

10. Limitation of Liability

To the fullest extent permitted by law:

SSG Collective Ltd shall not be liable for:

  • Indirect or consequential loss

  • Loss of profit

  • Loss of revenue

  • Business interruption
     

Total liability shall not exceed the total fees paid by you for the relevant service.

Nothing in these Terms excludes liability for fraud, personal injury, or any liability that cannot legally be excluded.
 

11. Governing Law

These Terms are governed by the laws of England and Wales.

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

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